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Bremerton, Washington, USA
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The New Worst Feeling in the World
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Author: deltasleep on May 07 2008
Viewed 1351 times. 7 people liked this blog. You can rate it below if you haven't already.
People who enjoyed reading this: Roshi, ignatius, mlbot, infradead, yghartsyrt, nagrom, quicks
--> Ok. I just finished my federal Stafford Loan Exit Interview. They estimate my annual discretionary income will be $-14,000.
I'll be paying either $178/mo for 30 years or $308/mo for 10 years. For a job that pays $30,000.

So, all that whining about feeing bad about not getting make music. Forget that happened.
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Read deltasleep's other blogs.deltasleep's Recent Blogs
Old Computer Help (Tags: )
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Comments

1 | 2 | 3
05/07/08 +  Roshi
It's all about the graduated payment plan (for me, at least)
Recent blogs: Summer Reading - The rest is noise, oogazer set, Origins of Butterzone?  

05/07/08 +  subset
Is that a student loan or something? Sorry, not up on the USA jargon.
Either way, this doesn't sound good - I got stressed just reading it. Sorry to hear it.
But there are ways of coping. I know people who have lived with huge debts for years and are doing fine.
Sorry, I don't have any great advice. Just dont' use my patented 'head-in-the-sand' method.

05/07/08 +  deltasleep
I owe $26,800 for my 4 year degree. Whats a graduated payment plan? the one that is like a balloon mortgage?
Recent blogs: Old Computer Help, I'm HEEEEERE, Roadtrip!  

05/07/08 +  MonkeyPlus1
somewhere in the fine-print of marriage (what's mine is yours, yours is mine): I married into $25k of student loans my wife took out for her BA in literature.

at least try to be happy you're not paying for someone else's useless degree!
Recent blogs: MBM pictures  

05/07/08 +  MonkeyPlus1
and by "useless degree" I meant to say "highly valuable life experience"...

yes dear? coming... wha-psh!!
Recent blogs: MBM pictures  

05/07/08 +  Roshi
graduated payment plan is where you pay more later when you are supposedly making more money.

I have had professors tell me to basically keep on taking classes and just defer your student loan...but I think the government has closed that loophole.
Recent blogs: Summer Reading - The rest is noise, oogazer set, Origins of Butterzone?  

05/07/08 +  deltasleep
I think I might just have gotten one of those worthless degrees. When I was a clueless high school student from a totally impoverished background, $30 sounded like it was awesome! I really don't care about money that much, but damn, I gotta meet my basic expenses!
I guess i'm gonna have to get my master's in something almost totally unrelated to make ends meet...
Recent blogs: Old Computer Help, I'm HEEEEERE, Roadtrip!  

05/07/08 +  madeofoak

link
Recent blogs: What's your live setup?, sxsw, Just checking in  
05/07/08 +  Squeal
So, did I read correctly that your discretionary income is NEGATIVE 14,000?

If so, damn. I think you can defer for a year for financial hardship.
Recent blogs: Take this job (school) and SHOVE IT  

05/07/08 +  deltasleep
yes, negative.
i had better make a new record to sell, quick!
Recent blogs: Old Computer Help, I'm HEEEEERE, Roadtrip!  

05/07/08 +  Squeal
I think it's time for an online master's for you! Defer that shite.

(I might do the same, right now I pay $210/month)
Recent blogs: Take this job (school) and SHOVE IT  

05/07/08 +  mlbot
don't spend that -14K all in one place. if you can save like -1000 a year, you can retire at the end of time.
Recent blogs: Dumb Machine LP - Maces of Disruption, Puppy, Best Synths For Not Making Music  

05/07/08 +  deltasleep
when i get my master's its going to be healthcare related. if i am going to go into even more debt, it's going to be for something I can make a living doing. I'm thinking about occupational, physical, or speech therapy. I'd love audiology, but that field's dumbass professional organization has successfully lobbied to make it a phd only field.
Recent blogs: Old Computer Help, I'm HEEEEERE, Roadtrip!  

05/07/08 +  Roshi
How about music therapy?

I've really become interested in it - when I 'retire' from doing science, I would like to go into music therapy.

There are a lot of different directions to take it as well, such as teaching singing to parkinson's patients, etc.
Recent blogs: Summer Reading - The rest is noise, oogazer set, Origins of Butterzone?  

05/07/08 +  Otterfan
I've got my Stafford exit interview on Thursday. I'll probably owe just a little less. Fortunately I managed to get funding for the last half of the degree, or else it would have been much, much worse.
Recent blogs: AOL Data Release  

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